Tip #1 ~ Employment ~ You need to be on your job at least 2 years OR in the same field for 2 consecutive years with no gap in employment OR be a recent college graduate with an offer letter in hand. *Self-Employed, you need the last 2 consecutive years of FULL tax returns showing sufficient income. Call me. 815-370-9358 Buying a house Tip #2- I filed bankruptcy- Ok, take a deep breath. . It’s cool. In order for you to buy a house, you need to wait 2 years from the discharge d